statute of limitations is 7yrs in nys..... 1/1/13 is 7yrs Palisades !!!!! they have consistently come after me for $486.00, of which they have repeatedly REFUSED to provide proof that this is my debt !!!!!, i had a massive heart attack, single mother after 4yrs in domestic violence court, and on ssi now.... It's enough, want to move upstate ny to give my kid a better life AND THEY ARE PREVENTING ME from getting prequalified for a home loan of $55K !!!!!!!!!!after not hearing from them for 4 yrs, now they will hear from me, also contacting BBB, and attorney general's office !!!!